Weekly tweak: Learn to say NO

img_3652How many times have you agreed to do something that you know will put you over budget? FOMO (Fear Of Missing Out) is a very real thing and it is a devil on anyone with a budgets shoulder. Many times have I fallen victim agreeing to events that I know were beyond my budget but I’m learning  more and more that its okay to say no..

Your friends will understand

As much as they like to peer pressure you into a night out your true friends will understand if you can’t afford to do something. They probably have had to be in your shoes at some point before. Just because you’re on a budget doesn’t mean you have to be a hermit though. Try doing something low cost or set a date for when you know your budget can handle it.

Short term vs Long term happiness

You need to remind yourself why you’re on a budget. If you keep saying yes to things that will slow you down you’re essentially saying no to your goals/dreams. Whether you’re saving for a big holiday, your own house or simply to get yourself out of debt – or if you’re like me all three! I can assure you that when you check your bank balance and see that you’ve went off track will most likely make you feel more negative than if you had said no.

BUT its okay to say yes sometimes..

Sometimes things might pop up that are once in a lifetime or a rare opportunity. If they do appear don’t punish yourself about going off budget too much. Life is short and sometimes its worth it. You just need to be mindful of what is worth going off plan for or aiming to have enough set aside for when unexpected opportunities pop up.

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